Financial Education and Planning

Retirement shouldn't be a guessing game.

The Wealth Akademy exists to give everyday families the financial education that changes lives and the guidance to put it into action.

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The Wealth Akademy

The question that started all of this

"I took classes on money in high school and college. But when I graduated, I still had no idea how to build wealth, protect my family, or plan for the future. That gap is exactly why The Wealth Akademy exists."

Kyle Demyan, Founder

Benjamin
Franklin

Face of the $100 Bill

"An investment in knowledge pays the best interest."

Before you ever decide whether to work with us, we want to give you something valuable for free. Browse guides, articles, and videos on retirement planning, life insurance, and building financial security for your family.

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What we do

Four areas where the right guidance changes everything.

Whether you are just starting to think about retirement or you are already there, these are the areas where we focus our work.

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Life Insurance and Protection

Protecting the people who depend on you starts with the right coverage. Life insurance is the foundation of any real financial plan.

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Investment Management

We work with you to position your portfolio in a way that reflects your goals, your timeline, and your comfort with risk.

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Tax-Efficient Strategies

We explore IRS-approved approaches that may help reduce your tax burden in retirement so you keep more of what you have built.

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Retirement Income Planning

We help you build a clear picture of where your income is coming from each month in retirement and how to make it last.

Our framework

Five Pillars of a Confident Retirement

A strong retirement plan goes beyond just saving and investing. It is about having a plan that covers every angle.

We help clients build confidence in five critical areas. Together, these pillars form the foundation for a retirement that is well-planned, tax-aware, and built to last.

Start Building Your Plan

Retirement Income

Building enough monthly income to cover your expenses and retire on your own terms.

Market Protection

Positioning your portfolio to withstand uncertainty.

Taxes

Strategies that may help reduce your tax burden in retirement.

Healthcare and Long Term Care

Planning for costs that can catch families off guard.

Legacy

Making sure the people you love are taken care of, no matter what.

Kyle Demyan, Founder of The Wealth Akademy

Kyle Demyan Founder, The Wealth Akademy

Why we built this

Nobody taught us about money. So we built a place that does.

The Wealth Akademy was founded on a frustration most people quietly share. You can sit through years of school and walk out the other side without ever learning how to protect your income, build wealth, or plan for retirement. The classes exist. The knowledge just never quite sticks the way it should.

For our founder Kyle Demyan, it became personal when his family lost someone unexpectedly. His aunt had purchased a life insurance policy just months before she passed. That policy was there when the family needed it most, and it was a reminder that tomorrow is not promised.

What started as a personal loss became a calling. Today our team works with families across the country to fill the gap that school left behind.

Talk to Our Team

Who this is for

You have worked hard to get here. Let's make sure it counts.

Our advisors work best with people who are serious about their financial future and want a real plan, not just a product.

✓

You are within 10 years of retirement

You want to make sure you are making the right moves now, before it is too late to course-correct.

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You are already retired and want more certainty

Your money is there. You just want confidence that it is set up the right way.

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You are a federal employee with a TSP Work with an FRC®

We work with a lot of federal employees and understand the FERS retirement system inside and out. Our team includes a Federal Retirement Consultant (FRC®) with specialized knowledge to help you get the most out of what you have built.

✓

You want to protect your family

If something happened to you tomorrow, you want to know they would be okay.

How it works

A process built around you, not a sales pitch.

From your first conversation with our team to your first day as a client, here is exactly what working with The Wealth Akademy looks like.

The Initial Phone Call

We start with a simple conversation. Our goal is to understand where you are, what is on your mind, and whether we are the right team to help. No paperwork, no commitment.

Our First Meeting

Whether we meet in person or over Zoom, this is where we go deeper. We talk through your goals, your current situation, and what a strong financial future looks like for your family.

We Do Our Homework

After our first meeting, we get to work analyzing your financial picture. We may also leave you with educational resources so you can start building your own understanding before we meet again.

The Second Meeting

We sit back down together and walk through a one-page financial plan built specifically for you. Clear, straightforward, and designed around your goals — no 40-page document full of jargon.

Sleep on It

This is where most advisors push for a decision. We do not. Take your time, talk it over with the people you trust, and come back when you feel ready.

The Wealth Akademy Way

Onboarding

When you are ready to move forward, we make the process as simple as possible. Our team handles the heavy lifting so you can focus on what matters most.

"We will always tell you honestly whether we think we can help. If we can, we will show you exactly how. If we cannot, we will tell you that too. Either way, you will leave knowing more than when you came in."

Kyle Demyan
Founder, The Wealth Akademy

Ready to take the next step?

Let's have an honest conversation.

Pick a time that works for you. Our team will take it from there.

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Contact

[email protected]

216-350-1185

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© 2026 Wealth Akademy Financal LLC. All rights reserved | For educational and informational purposes only. Wealth Akademy Financial LLC offers wealth and retirement education and information only. All website content should not be construed as advice of any kind. Wealth Akademy Financial LLC is not a licensed financial advisor or firm. Nothing on this website is a recommendation to buy or sell any financial product. Wealth Akademy Financial LLC holds no liability for any actions, advice, or recommendations given by any of the affiliates listed on this site or any Independent Financial Professional using this information or any decisions made in conjunction with any Independent Financial Professional.

Information presented is for your educational purposes only and should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.

Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.